Once your identity has been verified you will be granted access to your account. Click here to register for access.

Your contribution or deferral rate is the amount you choose to put into your retirement. It will automatically go from your paycheck directly into your retirement account.

To start contributing, use the following steps:

1. Log into your 401k account, hover over MANAGE and click “ Contributions & Elections”

2. Now click “Contribution Rate/Amount”

3. You may be provided two options depending on your plan, "Change Deferral by Percent" and "Change deferral by Dollar".

4. Select to contribute either a percent of your paycheck or a specific dollar amount then click on the "Change Contribution Rate/Amount" button.

5. In the “Current Value” column input your new rate and then click "Submit Contribution Change" Note: you may contribute to traditional 401k or Roth 401k or both. What is the difference?

A confirmation of your changes will appear. We will notify your payroll department of your deferral rate changes made online.

Choosing investments can be daunting. The key is to diversify. You can read about the investments or speak with an investment advisor.

Here is how to select your investments in your account:

1. Log in to your 401k account, hover over MANAGE and click “Investment Elections”

2. The next screen will show two columns: "Current %" and "New %" columns.

3. Select the investments you want by changing the amount in the "New %" column - make sure your total selections equal 100%.

4. Review your selections in the bottom right hand screen and then click submit.

You’re all set! Feel free to change and update your investment elections at any time.

Last, but certainly not least, designate your beneficiary(ies). Don’t leave it up to the government to decide! Here are the steps:

1. Log into your 401k account, click My Profile in the top right corner, then click “Beneficiaries”

2. Select "Add Beneficiary" and then enter the required information. Click "Continue" when finished.

3. You will be taken to a screen to review your changes. If you need to add more beneficiaries, click on "Add Beneficiary" and repeat steps 1-3 until all desired beneficiaries have been added.

4. When you are done adding beneficiaries, click "Apply Changes" on the review screen.

That’s it! Feel free to make changes to your beneficiaries online at any time.

If you are married: You are required by law to have your spouse as 100% Primary Beneficiary unless you get their consent. If you choose to have your spouse as less than 100% Primary Beneficiary, complete the Designation of Beneficiary form which includes obtaining your spouse’s signature in the presence of a notary. Download the Spousal Consent form under Client Resources>Forms.